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How The Emma App Improves Financial Independence For Disabled Users

Written by
Emma App
Published on
April 2, 2025
Financial independence should be accessible to everyone but for individuals with disabilities, money management often means overcoming barriers that others rarely see. It requires tools that are accessible and supportive when navigating different physical or cognitive barriers. Money management apps, such as Emma, provide not just a user-friendly design but also help build stronger financial confidence and stability.
We’ve partnered up with Purpl Discounts to make Emma more inclusive of people with disabilities and help them to organise and manage their finances more effectively.

How Emma makes Money Management Easier
Emma has plenty of features that people with different disabilities can take advantage of – from budgets and spending analytics tools to automated savings and rent reporting to improve financial control. For example, the research shows that people with ADHD often have difficulty managing their finances due to procrastination, impulsivity and disorganisation.
People with cognitive disabilities can highly benefit from Emma’s bill reminders that notify users of upcoming payments for the week ahead – the feature can be found in the Recurring Payments tab where all your bills, subscriptions and direct debits are chronologically listed. Emma’s notifications and budget updates will make sure that you never miss a payment and are always on track with the outgoing payments from all your connected accounts.
Rather than logging in and checking each one of your bank accounts, credit cards and other assets, you can open Emma and access all your information in one place. A quick glance gives you a top-down view of your balance, savings, investments and net worth.
Studies show that individuals who experience mental health challenges, are more prone to poor financial management and making impulsive financial decisions. It may feel daunting to keep track of every purchase, plan ahead of time or even put away any savings aside. Emma offers 3 different autosave options that can automatically save the money for you in our savings pots – without the need to plan or worry about forgetting to deposit the money in. You can choose from AI saving, RoundUps or custom deposits and let Emma work for you.

For individuals with poor credit scores due to unstable incomes or limited access to credit products, it might be a challenge to get approved for loans or credit cards which in turn makes it more difficult to build a positive credit history – which can feel discouraging. Emma’s rent reporting feature can directly build your credit history by reporting your rent payments to top credit reference agencies every month – TransUnion, Equifax and Experian, depending on your subscription plan.
Emma also provides insights and learning guides such as how to boost your credit position, savings account comparisons, how to manage debt and more. There are easily accessible educational resources on the app that help to understand Emma’s savings and investing features.
Our mission is to empower everyone to take control of their finances, understand them better and generally feel good about being responsible which isn’t limited to any particular demographic. We will keep pushing out useful, thoughtful and accessible tools within the Emma app.
Try Emma for free for 30 days
We want to support people with disabilities and we also understand the importance of fully trying a service out before committing to a longer subscription. This is why we are offering an exclusive trial on any paid plan for 30 days for free for all Purpl customers. By partnering up with Purpl, we want to encourage people with disabilities to try the Emma app and see how it benefits you individually – whether that’s visual analytics or automated savings.
Sign up to Emma now to try the app for 30 days for free.
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Have you Registered with Purpl yet?
To access this Emma App deal and hundreds more like it, you need to be a registered Purpl member, and joining Purpl couldn’t be simpler! If you are a disabled person in the UK who has one of our eligibility documents, then you can join Purpl for free and start saving money on the brands you love the most! We are the UK’s first disabled discount website to help offset the cost of living with disabilities, we are free to join and you could save hundreds of pounds every year! Join Purpl today!

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